Dreamscience Finance Options
We now offer a range of attractive finance packages. All finance packages are 0% and can be spread over 6, 9 or 12 months through our partner Duologi. (https://www.duologi.com/) The application process is simple, takes around 5 minutes for you to complete, is carried out online with a decision made within 30 seconds of completion. If you decide to take advantage of our installment plans, here’s a quick guide to everything you’ll need to know.
For example, you could purchase this focus RS MK3 stage 2 upgrade package costing £1,370 using the following option:
- 10% deposit of £137.00 and credit arranged on the balance of £1233.00.
- £102.75 per month for 12 months at 0% Interest.
Who is Eligible for Finance?
Applying for an installment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history – (no late payments, CCJ’s, etc) – You will also have to meet the minimum lending criteria below:
Duologi Finance Minimum Lending Criteria.
- Be 18 years or over at date of application
- Be no older than 75 years at the end of the term
- Be a permanent UK resident and homeowner / tenant
- In regular permanent employment, Minimum 16 hours
- Self Employed/ Retired with proof of state, private or company pension
- Long term invalidity/disability/mobility benefit
- Minimum UK resident for 3yrs
- Exclusions: Unemployed/ Students/Non-UK Residents
- Mandatory: Direct Debit signed by the person applying for finance/ Goods to be installed at the same address as the finance agreement/ Customer to provide proof of signature and address to the retailer/agent.
- Minimum annual income £10,000
- Have a UK bank account that can accept Direct Debits
- Understand and accept there will be a credit check performed when you submit your application
- Finance must be applied for in the name of the individual that is taking the goods or services.
- Direct Debit payments must be from the bank account of the applicant and cannot be changed to a partner/family member.
How to pay via Duologi Finance? – Selected products only.
- Add your selected item or service to the cart.
- Select your shipping or collection options
- Go to secure checkout.
- Enter your address and billing details.
- Select pay by Duologi Retail Finance
- From drop down menu, choose your deposit percentage and choose how many months you would like to spread your payments.
- You will then be taken to the Duologi Retail Finance page to begin your finance application.
- If approved and once completed your order can be shipped or service can be carried out.
Duologi Financial Services is authorised and regulated by the Financial Conduct Authority. For more information, please visit: https://www.duologi.com/
Please note: The Finance option is removed if a coupon code is applied.