Dreamscience Finance Options
We now offer a range of attractive finance packages. All finance packages are 0% and can be spread over 6, 9 or 12 months through our partner Duologi. (https://www.duologi.com/) The application process is simple, takes around 5 minutes for you to complete, is carried out online with a decision made within 30 seconds of completion. If you decide to take advantage of our installment plans, here’s a quick guide to everything you’ll need to know.
For example, you could purchase this focus RS MK3 stage 2 upgrade package costing £1,370 using the following option:
- 10% deposit of £137.00 and credit arranged on the balance of £1233.00.
- £102.75 per month for 12 months at 0% Interest.
Who is Eligible for Finance?
Applying for an installment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history – (no late payments, CCJ’s, etc) – You will also have to meet the minimum lending criteria below:
Duologi Finance Minimum Lending Criteria.
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- Be 18 years or over at date of application
- Be no older than 75 years at the end of the term
- Be a permanent UK resident and homeowner / tenant
- In regular permanent employment, Minimum 16 hours
- Self Employed/ Retired with proof of state, private or company pension
- Long term invalidity/disability/mobility benefit
- Minimum UK resident for 3yrs
- Exclusions: Unemployed/ Students/Non-UK Residents
- Mandatory: Direct Debit signed by the person applying for finance/ Goods to be installed at the same address as the finance agreement/ Customer to provide proof of signature and address to the retailer/agent.
- Minimum annual income £10,000
- Have a UK bank account that can accept Direct Debits
- Understand and accept there will be a credit check performed when you submit your application
- Finance must be applied for in the name of the individual that is taking the goods or services.
- Direct Debit payments must be from the bank account of the applicant and cannot be changed to a partner/family member.
How to pay via Duologi Finance? – Selected products only.
- Add your selected item or service to the cart.
- Select your shipping or collection options
- Go to secure checkout.
- Enter your address and billing details.
- Select pay by Duologi Retail Finance
- From drop down menu, choose your deposit percentage and choose how many months you would like to spread your payments.
- You will then be taken to the Duologi Retail Finance page to begin your finance application.
- If approved and once completed your order can be shipped or service can be carried out.
About Duologi:
Duologi Financial Services is authorised and regulated by the Financial Conduct Authority. For more information, please visit: https://www.duologi.com/
Please note: The Finance option is removed if a coupon code is applied.
